သင်တန်းနှင့်ပတ်သတ်သော အချက်အလက်

Course topics: 1. Regulation of the banking and insurance market, reasons and basic issues of regulation, relationship between public and private regulation. 2. Supervision of the banking and insurance market - the position of the NBS, objectives, reasons and methods of supervision. 3. Contracts on financial services, payment services, banking and insurance contracts - types of contracts, their legal regulation, relations to sectoral legislation. 4. Banking contracts and banking transactions - client protection vs. consumer protection. 5. Contracting in relation to banking contracts (unfair practices, information obligations). 6. Content of banking contracts: credit banking relations - bank obligations when granting a loan, elements of a credit agreement for the consumer, legal limits and mandatory rules, unacceptable terms and conditions for loans and credits. 7. Contents of banking contracts: credit banking relationships - concept of remuneration, interest, interest rate, annual percentage rate of charge, statutory limits on the amount of remuneration. 8. Contents of banking contracts: deposit banking relationships - current account contract, deposit account contract (information obligations, details of contracts, methods of interest, unilateral changes in terms and conditions, unacceptable conditions). 9. Content of banking agreements: security and enforcement of obligations under banking agreements. 10. Insurance contracts: concept of insurance contract, principles of insurance, insurance branches, types of insurance and insurance products, differences between public and private law classification of insurance, typical and atypical cases of insurance (guarantees), insurance risk, policyholder, insurer, insured, person for whose benefit insurance benefits are paid. 11. Insurance contracts: information obligations before concluding a contract, the process of concluding an insurance contract, the obligations of the insured and the consequences of their breach, general and special insurance conditions, unfair terms and unfair commercial practices. 12. Insurance contracts: claims and claims, exclusions from insurance, claims settlement and indemnities.

Supervisors and educators:
Jarmila Hercegová - Zodpovedný za elearning
doc. JUDr. Veronika Zoričáková, PhD. - Zabezpečuje, Kogarant, Prednášajúci, Zodpovedný za elearning, Skúšajúci
prof. PhDr. JUDr. Tomáš Gábriš, PhD. - Zabezpečuje, Hlavný garant
Katarína Cviková - Zodpovedný za elearning
Ing. Jana Koprlová, PhD. - Kogarant, Schvaľujúci zápis
doc. JUDr. Kristián Csach, PhD. - Zabezpečuje, Skúšajúci, Prednášajúci, Kogarant

Code: YNOPm514

Period: LS

Credits: 3